More info
Contact us

Fund portfolios

Fund portfolios

Fund portfolios: Personal. Well thought out. Disciplined.

Every portfolio is as individual as the person behind it. I develop investment strategies that suit your goals, your stage of life and your risk profile – with independent fund analysis, active monitoring and maximum transparency.

Contact us now

Invest strategically – with a system instead of speculation
At Matz-Townsend Finanzplanung, we design each investment portfolio individually. No standard solutions, no hidden interests – just a structured, well-founded investment strategy that builds and protects wealth over the long term.

From analysis to implementation: everything from a single source
We analyze your risk tolerance, financial goals and tax framework. Based on this, we combine selected funds and ETFs, pay attention to diversification and ESG preferences and minimize unnecessary risks – without losing sight of the big picture.

Support at eye level – transparent and secure
You are always in control: your money is held at regulated custodian banks in Germany and all transactions are only carried out with your consent. We monitor your portfolio on an ongoing basis, make recommendations where necessary and keep you informed with quarterly reports.

Our principles for a robust fund portfolio

Invest independently - with professional support

With over 35 years of experience on the capital markets, we provide you with independent, structured advice with a high standard of quality. Our portfolios are not products – they are tailor-made strategies developed for security, growth and clarity.

  • Personal risk profile & clear strategy
  • Selection of proven funds with active control
  • Transparent fees with or without insurance cover

Reliable software for precise financial planning

1
2
11
12
4
6
7
8
10

John came highly recommended to me to help me manage an inheritance. I‘m not very financially astute and was nervous because I didn‘t want to make a mistake and lose my money. From the first conversation John listened to me, allayed my concerns and suggested investments that would meet my risk profile. It‘s now been 10 years that John has been managing my money and I couldn‘t be happier. He responds quickly to questions, always follows up, and most importantly, he has been an excellent steward of my money; investing it wisely and preserving. my capital. I would highly recommend John to anyone needing a financial advisor.”

– M.R.

I have enormously benefited from working with Matz-Townsend Finanzplanung. Cathy and John helped me navigate the complexities of investing while living abroad, and I appreciate the sound advice I have received. The market insights provided are spot-on.”

– Dr. MG

Mr. Townsend advises me as a client with the expertise of an investment banker and the integrity of a long-term, medium-sized banker who looks after my money as if it were his own.”

– Kerstin Karuschkat, Managing Director of 3k Personalberatung GmbH

Cathy and John have been providing me with highly professional and competent financial and pension advice for over 30 years. They have accompanied me and my family through all the ups and downs of life and have always been there for me personally. I feel that I am in the best of hands in every respect and we have developed a friendly relationship over the years. I would like to thank them from the bottom of my heart.”

– Dr. P. R.

As a dual citizen (US and EU) in Germany, one faces several challenges, including when it comes to investing. I have been working with John and Cathy for more than 10 years now, and they have always been very helpful and responsive, as well as very resourceful in terms of navigating the ever-changing rules and regulations.”

– D. S.

Personal. Structured. Targeted.

How to achieve your financial goals - step by step

Our advisory process helps you to secure your financial future. We work with you to develop an individual financial plan in three clear steps.

Initial consultation with target definition
Together we define your financial goals, clarify your individual needs and lay the foundation for our collaboration. You will receive checklists for preparation. You will also receive a transparent estimate of the scope of the consultation (€195/hour incl. VAT).
Analysis of your status quo
We analyze your existing asset structure - including investments, real estate, insurance and pensions. At the end of the process, we will provide you with an objective inventory, including a well-founded assessment of the development of your situation, both in terms of assets and liquidity.
Your personal financial plan
Based on the analysis, we develop a customized strategy for structuring your assets and liabilities. We identify optimization potential and develop concrete measures to avoid financial overload and achieve your goals in the long term.

John Townsend

MBA B.Sc. (Econ) FCSI Investment Fund Portfolio Adviser

Contact us

Let's talk about your financial planning.

Please feel free to write us a message. We take time for your topics.

Copyright © 2025 Niovo Web Studios. All Rights Reserved

Cookie Consent with Real Cookie Banner