More info
Contact us

Retirement provision & pension strategy

Retirement provision & pension strategy

Global vision. Secure planning.

Retirement planning is a special challenge for expats in Germany. We create tailored pension strategies—smart, forward-looking, and personalized.

Contact us now

Cross-border biographies need well thought-out concepts
In a globalized world, a single pension system is often not enough. Anyone who has worked in several countries must take into account different entitlements and regulations. We help to bring these together in a sensible way.

Individual solutions instead of one-size-fits-all provision
Whether state, company or private models – we analyze your life planning, take into account the benefits and existing entitlements and develop a viable concept. The aim is a flexible pension strategy that is suitable for the long term.

Multilingual. Global. Results-driven.
For decades, we’ve specialized in advising international clients on pension matters. We provide structured, bilingual (German/English) guidance – always clear, impartial, and aligned with your long-term objectives.

Retirement Planning for International Lifestyles

A Strategic, Long-Term Approach to Pensions

No matter if you’re settling in Germany or moving abroad – we evaluate your circumstances, pension benefits, and co-create a tailored, sustainable plan.

  • Assessment of Cross-Border Pension Benefits (where applicable, conducted by pension specialists)
  • Combination of State, Occupational & Private Pension Models
  • Optimized Retirement Planning (with tax advisors if applicable)

Reliable software for precise financial planning

1
2
11
12
4
6
7
8
10

Thanks to Cathy’s support, we feel optimally prepared for retirement. Accessible, dependable, and always reachable.

Personal. Structured. Targeted.

How to achieve your financial goals - step by step

Our advisory process helps you to secure your financial future. We work with you to develop an individual financial plan in three clear steps.

Initial consultation with target definition
Together we define your financial goals, clarify your individual needs and lay the foundation for our collaboration. You will receive checklists for preparation. You will also receive a transparent estimate of the scope of the consultation (€195/hour incl. VAT).
Analysis of your status quo
We analyze your existing asset structure - including investments, real estate, insurance and pensions. At the end of the process, we will provide you with an objective inventory, including a well-founded assessment of the development of your situation, both in terms of assets and liquidity.
Your personal financial plan
Based on the analysis, we develop a customized strategy for structuring your assets and liabilities. We identify optimization potential and develop concrete measures to avoid financial overload and achieve your goals in the long term.

"We accompany our clients for many years because efficient financial planning requires trust."

Cathy Matz-Townsend

Graduate in business administration

Contact us

Let's talk about your financial planning.

Please feel free to send us a message. We take time for your issues.

Copyright © 2025 Niovo Web Studios. All Rights Reserved

Cookie Consent with Real Cookie Banner